First Home Buyer Guide to Lending

It's so exciting to see more and more first home buyers entering the market!

Taking the first step in applying for a home loan can be daunting. You're unsure of the process and what your options are. That's where a mortgage advisor comes in! I'm here to help you through every step of the way, answering all your questions and getting you the best result for your situation!

And don't worry, if you're not a first home buyer but looking to purchase a home, this information is also handy for you!

Fiona is a mortgage advisor helping you into your first home.

Buying a home - What's the process?

When buying your first home, often you don't know where to start. That's why I've put together a simplified version of the step-by-step process of what to expect when working with a Mortgage Advisor.

The process of being a first time buyer.

Alongside this, I've created a guide filled with some practical information to help you navigate the home buying process. It explains the steps you can take to prepare to buy your first home, from gathering your deposit funds to presenting your financial situation as best as possible to the bank. You’ll also find out about the different ways to buy a house, different home loan options and the roles of all your professionals you’ll need along the way.

Please follow the link below to have a read.

First Home Buyers Guide

If you'd like to learn more or start the home loan process, feel free to get in touch today and we can create a tailored plan that will be best suit your situation.

Looking forward to hearing from you.

Fiona

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How much deposit do you need for an investment property in NZ?

By Fiona De Barre • March 21, 2025

The process to buying an investment property is fairly similar to buying an owner-occupied property. One of the clear differences between these lending processes is the required deposit.

What are your Deposit Options?

By Fiona De Barre • February 26, 2025

A home loan deposit can be made up of different funds aside from your savings. Although demonstrating effective savings is highly recommended in the eyes of lenders, a deposit may be from a couple different sources such as your Kiwisaver or gifted from a family member.