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The process to buying an investment property is fairly similar to buying an owner-occupied property. One of the clear differences between these lending processes is the required deposit.
A home loan deposit can be made up of different funds aside from your savings. Although demonstrating effective savings is highly recommended in the eyes of lenders, a deposit may be from a couple different sources such as your Kiwisaver or gifted from a family member.
Preparing your home loan application can be a straightforward process with the right tools and a mortgage adviser by your side.
NZ Mortgage Advice are a team of experienced Mortgage Advisors based in Hawkes Bay & Nelson, helping clients across New Zealand with their lending.
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Email: fiona@nzmortgageadvice.co.nz
Phone: 027 913 3931
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