Getting a Mortgage

Lending & Financial Services We Provide

Getting a mortgage can look very different from person to person. With financial advisors based in both Hawkes Bay and Nelson, NZ Mortgage Advice specialises in a wide range of services across residential and commercial lending. We believe that no mortgage is the same and that's why each client experience is individualised best to their circumstance.

First Home Loans

Are you interested in purchasing your first home? This process can be daunting which is why we're here to help New Zealanders through every step to home ownership.

Residential loan icon

Residential Loans

Is your goal to purchase your first home, your next property or utilise your equity to achieve your next financial goal? Here at NZ Mortgage Advice we’ll guide you through the process...

Commercial loan icon

Commercial Loans

Working with a mortgage adviser can provide lending solutions to assist businesses access funds they need for opportunity, growth and cash flow support. We also can help with...

Construction loan icon

Constructions Loans

When it comes to building your new home or investment property there are different types of Construction loan options available to you. Let us at NZ Mortgage Advice help you navigate...

Bridging finance icon

Bridging Finance

Are you needing to purchase your new home before you’ve sold you existing home? Bridging finance allows quick access to funds to ‘bridge the gap’ most commonly for the...

Debt Consolidation icon

Debt Consolidation

Do you have more than one loan and find yourself feeling overwhelmed keeping track of multiple repayments for your credit card or short-term debt?...

Asset and Cashflow funding icon

Asset and Cashflow funding

Are you a business owner needing funds to expand your business, for growth opportunities or to provide cashflow support?

Personal loans icon

Personal Loans

A personal loan can allow you borrow money to help you pay for things you need or want, which could be almost anything.

Home loan top ups icon

Home Loan Top Ups

Dreaming about a new bathroom or kitchen or a new family vehicle? Even a new deck for summer or that essential long anticipated home renovation? Topping up or redrawing...

Fixed rate renewals icon

Fixed Rate Renewals

When the fixed rate period comes to an end on your home loan, you'll have several new options to choose from. Will your refix your loan or look to restructure in a new way to...

Revolving Credits

Revolving credits are designed for those looking to save and decrease their lending quicker than their term. They offer flexibility and convenience working similar to...

Offset Loans

An offset loan is a type of home loan that links your savings or transactional account to your loan, reducing the amount of interest you pay on your loan...

Redraw Loans

A redraw loan offers the flexibility to make additional payments on your loan which can be redrawn on later down the line if needed. This type of loan allows you to...

Looking for help with one of the lending options above? Book an appointment with one of our mortgage advisors.

BOOK AN APPOINTMENT

Loan Repayment Calculator

With interest rates continuously changing, it can be hard to know what your situation looks like and what you can afford. Our lending calculator lets you see the estimated repayments when it comes to getting a mortgage.

LEARN MORE
Share by: